🇮🇳 India's Free Loan Calculator Platform

Your Loan Friend for Smart Financial Decisions

Free EMI calculators, bank rate comparison, and government scheme finder — all in one place. No registration. No fees. Ever.

Calculate EMI in seconds — Home, Personal, Car, Gold & more
Compare rates from 15+ top banks — SBI, HDFC, ICICI, Axis
Find government loan schemes you qualify for — completely free
Check your loan eligibility instantly — no credit check needed
Calculate EMI Now → Find Govt Schemes
1+
EMIs Calculated
696+
Users Helped
18+
Banks Covered
8
Govt Schemes

All Free Financial Tools

Everything you need to make smart loan decisions — calculators, rate comparisons, scheme finder, all free forever.

EMI Calculator

Calculate monthly EMI for any loan instantly

Home Loan

Calculate home loan EMI with amortization

Personal Loan

Personal loan EMI & total cost calculator

Car Loan

Auto loan EMI & down payment planner

Gold Loan

Gold loan amount & interest calculator

Education Loan

Student loan EMI with moratorium period

Business Loan

MSME & business loan EMI calculator

Loan Eligibility

Check max loan amount you qualify for

Bank Rates

Live interest rates from 15+ banks

Compare Loans

Compare loan offers side by side

Govt Schemes

Find schemes you're eligible for

Apply for Loan

Get offers from 20+ banks, NBFCs & apps

Credit Score

Understand & improve your CIBIL score
1+
Calculations Done
696+
Indians Helped
100%
Free — Always
18+
Banks Compared
🇮🇳 GOVERNMENT SCHEMES FINDER

Are You Missing Out on a Free Government Loan?

Crores of Indians miss out on subsidized loans & grants. Mudra, PMAY, Kisan Credit Card, Stand Up India — check what you qualify for in 2 minutes.

Find My Eligible Schemes →
PM Mudra Yojana
Up to ₹10 Lakh
No collateral needed
PM SVANidhi
Up to ₹50,000
For street vendors
PMAY (Housing)
Subsidy ₹2.67L
First home buyers
Kisan Credit Card
At just 4% p.a.
For farmers

Why 89,000+ Indians Trust Rin Mitra

We built the financial tool we wished existed — simple, fast, accurate, and completely free.

🔒

100% Free, Always

No hidden charges, no premium tiers, no registration required. Every tool is and will always be free.

⚡

Instant & Accurate

Real-time calculations using RBI-approved formulas. Get your EMI in under 1 second.

🏦

30+ Banks Covered

We track interest rates from SBI, HDFC, ICICI, Axis, Kotak, LIC HFL and 25+ more banks daily.

🇮🇳

Made for India

Designed for Indian loan types — Mudra, Kisan CC, PMAY, SBI, LIC. All amounts in INR.

📱

Works on Any Device

Fully responsive — works perfectly on mobile, tablet, and desktop. No app download needed.

🛡️

No Data Selling

We don't sell your data. No personal info required to use our tools. Complete privacy.

Today's Best Home Loan Rates

Updated regularly — as of 02 Jun 2026

All Rates →
BankInterest RateProcessing FeeKey Feature
State Bank of India 8.50% – 9.65% 0.35% (min ?2,000) No prepayment charges Calculate
LIC Housing Finance 8.50% – 9.25% Nil for salaried Lowest rates Calculate
HDFC Bank 8.70% – 9.85% 0.50% (max ?3,000) Quick approval Calculate
Kotak Mahindra 8.70% – 9.50% 0.50% Instant sanction Calculate
ICICI Bank 8.75% – 9.90% 0.50% Pre-approved loans Calculate
Axis Bank 8.75% – 9.10% 1% (min ?10,000) Fast disbursal Calculate

Latest Financial Guides

Expert advice on loans, credit score, and government schemes

All Articles →

Ready to Calculate Your EMI?

Join over 89,000 Indians who use Rin Mitra to plan their loans smarter. It's free, fast, and always accurate.

Start Free EMI Calculator →